The Center for Responsible Lending (CRL) filed this comment in response to FHFA's proposed evaluation guidance for the Duty to Serve Rule. The evaluation guidance is the method for FHFA to assess Fannie Mae and Freddie Mac's (the Enterprises) Duty to Serve Underserved Markets Plans. The strength and clarity of the evaluation guidance will greatly inform the Enterprises' plans. A successful evaluation process is inextricably linked with a successful plan development process. These comments provide recommendations with respect to public input and transparency, assessing the content of the plans to ensure meaningful objectives, and the evaluation and scoring process.