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State of Lending in America
The report outlines predatory lending practices in various fields of consumer lending, and explains why protecting fair, affordable access to credit is vital for both consumers and the U.S. economy.

Read the Report

The Payday Lending Treadmill


The first time they walk into a payday loan store or sign up online, borrowers are looking for a way out of a financial shortfall. What they don't know is...

…payday loans get you nowhere fast.

These loans are designed to be difficult to pay off the first time. It's how payday lenders make their money.