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Payday and Other Small Dollar Loans News
May 18
Would you tip a payday lender? A new cash app relies on a controversial business model
May 04
'Buy now, pay later' is sending the TikTok generation spiraling into debt, popularized by San Francisco tech firms
Apr 27
CRL Financial Literacy Month Video Shows Why APR Matters and Why Payday Lenders Resist Clearly Disclosing It
Apr 26
Payday Lending is Designed to Keep People in a Debt Trap

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Information for Consumers
State of Lending in America
The report outlines predatory lending practices in various fields of consumer lending, and explains why protecting fair, affordable access to credit is vital for both consumers and the U.S. economy.

Read the Report

Payday & Other Small Dollar Loans

Research & Policy

Research
March 22, 2005
Race Matters: The Concentration of Payday Lenders in African-American Neighborhoods in North Carolina
Research
March 14, 2005
FDIC's Revised Examination Guidance on Payday Lending
Research
January 5, 2005
Access Denied: Payday Loans are Defective Products
Research
July 1, 2004
Auto Title Loans and the Law
Amicus Brief
April 23, 2004
Payday lenders cannot avoid state laws by partnering with banks
Research
January 1, 2002
Small Loans, Big Bucks: An Analysis of the Payday Lending Industry in N.C.
Research
January 1, 2001
Fact v. Fiction: The Truth about Payday Lending Industry Claims

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Charla Rios
Researcher
Lucia Mattox
Director of Western States Outreach & Senior Policy Manager
Whitney Barkley-Denney
Senior Policy Counsel