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Payday and Other Small Dollar Loans News
Mar 20
California DFPI Defines Earned Wage Advance Products as Credit in Proposed Rules
Mar 15
FDIC Should Downgrade FinWise Bank Over Predatory ‘Rent-a-Bank’ Lending
Mar 14
CRL Recommends Scrutiny of Payday Lending-Like Earned Wage Advance Products in the States
Feb 13
Kyrsten Sinema Founded Consulting Firm With Arizona Figure Tied to Payday Loan Industry

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Information for Consumers
State of Lending in America
The report outlines predatory lending practices in various fields of consumer lending, and explains why protecting fair, affordable access to credit is vital for both consumers and the U.S. economy.

Read the Report

Payday & Other Small Dollar Loans

Research & Policy

Letters to Congress
December 21, 2021
Organizations write to CFPB on Underregulated Fintech Consumer Credit Products
Comment Letter
December 3, 2021
Comment to the CDFI Fund on Small Dollar Loan (SDL) Program Application
Testimony
November 2, 2021
Testimony: Buy Now, Pay More Later? Investigating Risks and Benefits of BNPL and Other Emerging Fintech Cash Flow Products
Comment Letter
October 18, 2021
Comment on Proposed Interagency Guidance on Third-Party Relationships: Risk Management
Letters to Congress
October 12, 2021
Organizations and Academics Urge the CFPB to Regulate Fee-based Earned Wage Access Products as Credit
Letters to Congress
October 12, 2021
Concern Regarding Prior CFPB Leadership’s Finding that Certain Earned Wage Access Products are Not “Credit” under TILA
Testimony
July 29, 2021
Testimony: Protecting Americans from Debt Traps by Extending the Military’s 36% Interest Rate Cap to Everyone
Comment Letter
April 30, 2021
Opposition to the National Credit Union Administration’s Proposal which Would Authorize Predatory Lending by Credit Unions
Testimony
April 28, 2021
Testimony: The Reemergence of Rent-a-Bank?
Policy & Legislation
April 23, 2021
Correcting the Record: The OCC’s “Fake Lender” Rule Expands Harmful, Predatory Lending

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Connect with an Expert

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Nadine Chabrier
Senior Policy & Litigation Counsel
Charla Rios
Deputy Director of Research
Lucia Mattox
Director of Western States Outreach & Senior Policy Associate