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Michael Calhoun


Mike Calhoun is president of the Center for Responsible Lending (CRL), the policy affiliate of Self-Help, the nation's largest community development lender. He considers himself "fortunate to work with an extraordinarily talented staff and a dedicated coalition of organizations fighting to provide economic opportunity and advancement for low- and moderate-income families and families of color."

For more than 30 years, Mike has been on the front lines of working for economic justice. At CRL, he provides management and policy leadership. Based in DC, he often testifies in Congress and appears frequently in national media as an expert on financial issues. Prior to joining CRL in 2002, Mike led several lending divisions at Self-Help, providing responsible consumer loans, mortgages and small business loans, and heading an innovative program to provide national capital for affordable home loans. He has represented families to secure civil rights and consumer protections, including working for ten years as a legal aid attorney. He is a former member and chair of the Federal Reserve Consumer Advisory Committee.

Mike received his BA degree in economics from Duke University, and his JD degree from the University of North Carolina. When he is not advocating on behalf of fair lending and civil rights, Mikes loves time with family, gardening, sailing and playing basketball.


February 21, 2019 | By Mike Calhoun | Morning Consult
Mary Schmidt, a lifelong resident of the St. Louis region, had a good job with a school district. In an attempt to cover a financial shortfall, she took out a payday loan of a few hundred dollars...
November 15, 2018 | By Jim Zarroli | NPR
Maxine Waters of California is known as a partisan firebrand who gives as good as she gets, especially where President Trump is concerned. Now, with Democrats assuming control of the House in...
October 9, 2018 | By JS Khan | DS News
How much has the market learned from the financial crisis a decade back? And are we prepared for the next crisis?  Looking specifically at the housing market, Michael Calhoun, President of...
September 5, 2018 | By Mike Calhoun | Brookings
On this tenth anniversary of the financial crisis, there have been many retrospectives on the US government’s response to that catastrophe, with more to come. The commentary to date has largely...