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Testimony

Our in-depth research of financial practices is intended to guide policymakers and opinion leaders working to improve the state of lending.
March 5, 2008
Impact of and Reactions to Proposed Regulation Z Revisions
February 28, 2008
Consumer Protection in Financial Services: Subprime Lending
February 28, 2008
The Subprime Mortgage Crisis and America’s Veteran
December 6, 2007
Accelerating Loan Modifications, Improving Foreclosure Prevention and Enhancing Enforcement
December 5, 2007
The Looming Foreclosure Crisis: How To Help Families Save Their Homes
October 30, 2007
Straightening Out the Mortgage Mess: How Can We Protect Home Ownership and Provide Relief to Consumers in Financial Distress – Part 2
October 24, 2007
Legislative Proposals on Reforming Market Practices
September 25, 2007
Straightening Out the Mortgage Mess: How Can We Protect Home Ownership and Provide Relief to Consumers in Financial Distress
September 19, 2007
Evolution of an Economic Crisis? The Subprime Lending Disaster and the Threat to the Broader Economy
September 12, 2007
Federal Trade Commission Reauthorization
August 21, 2007
Preserving the American Dream: Home Ownership and the Subprime Mortgage Crisis
July 11, 2007
Testimony--Overdraft Protection: Fair Practices for Consumers
June 27, 2007
Ending Mortgage Abuse: Safeguarding Homebuyers
June 14, 2007
Home Ownership and Equity Protection Act (HOEPA) Public Hearing
June 7, 2007
Improving Credit Card Consumer Protection: Recent Industry and Regulatory Initiatives
May 8, 2007
The Role of the Secondary Market in Subprime Mortgage Lending
March 26, 2007
Testimony: Paul Leonard to California Senate Banking 03/26/2007
March 21, 2007
Foreclosure, Predatory Mortgage and Payday Lending
February 7, 2007
Preserving the American Dream: Predatory Lending Practices and Home Foreclosures
September 20, 2006
Calculated Risk: Assessing Non-Traditional Mortgage Products

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