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Testimony

Our in-depth research of financial practices is intended to guide policymakers and opinion leaders working to improve the state of lending.
July 24, 2012
CRL's Testimony: A National Payday Charter Is A Bad Idea
July 11, 2012
The Impact of Dodd-Frank's Home Mortgage Reforms
May 9, 2012
Regulatory Compliance Costs and Small Financial Institutions
April 25, 2012
Refinancing: Helping Responsible Homeowners Save Money
September 20, 2011
Comment to the Federal Reserve on Notice by Capital One to Acquire ING Bank
July 19, 2011
Enhanced Consumer Financial Protection After the Financial Crisis
July 19, 2011
Testimony: Enhanced Consumer Financial Protection After the Financial Crisis
February 16, 2011
Are There Government Barriers to the Housing Market Recovery?
November 18, 2010
Robo-Signing, Chain of Title, Loss Mitigation and Other Issues in Mortgage Servicing
October 27, 2010
HAMP, Servicer Abuses, and Foreclosure Prevention Strategies
September 9, 2010
Testimony on Regulatory Reforms to the Community Reinvestment Act
February 25, 2010
Foreclosures Continue: What Needs to Change in the Government's Response?
January 13, 2010
Reckless Lending and Toxic Products Caused the Foreclosure Crisis
December 8, 2009
The Private Sector and Government Response to the Mortgage Foreclosure Crisis
October 29, 2009
The Overdraft Protection Act of 2009
September 30, 2009
Michael Calhoun's Testimony on Perspectives on the Consumer Financial Protection Agency
July 28, 2009
Current Trends in Foreclosure and What More Can Be Done To Prevent Them
May 12, 2009
H.R. 2309, the Consumer Credit and Debt Protection Act
May 12, 2009
Testimony of Kathleen Keest In Regards To HR 2309
April 23, 2009
H.R. 1728, the Mortgage Reform and Anti-Predatory Lending Act of 2009

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