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Testimony

Our in-depth research of financial practices is intended to guide policymakers and opinion leaders working to improve the state of lending.
February 3, 2009
Promoting Bank Liquidity and Lending Through Deposit Insurance, The HOPE for Homeowners Program, And Other Enhancements
January 13, 2009
Priorities for the Next Administration: Use of TARP Funds under EESA
November 19, 2008
Helping Families Save Their Homes: The Role of Bankruptcy Law
November 13, 2008
Oversight of the Emergency Economic Stabilization Act: Examining Financial Institution Use of Funding Under the Capital Purchase Program
October 22, 2008
Briefing on the Mortgage Crisis and Its Impact on the Economy
October 16, 2008
Turmoil in the U.S. Credit Markets: The Genesis of the Current Economic Crisis
September 16, 2008
HUD’s Proposed RESPA Rule
August 4, 2008
The Mortgage Crisis Today: How Far Have We Come and Where Do We Need to Go?
August 4, 2008
The Mortgage Crisis Today: How Far Have We Come and Where Do We Need to Go?
July 25, 2008
A Review of Mortgage Servicing Practices and Foreclosure Mitigation
May 22, 2008
RESPA and its Impact on Small Business
May 7, 2008
Ohio Payday Hearing
April 29, 2008
Improving Consumer Protections in Subprime Home Lending
April 16, 2008
H.R. 5679: The Foreclosure Prevention and Sound Mortgage Servicing Act of 2008
April 10, 2008
Turmoil in U.S. Credit Markets: Examining Proposals to Mitigate Foreclosures and Restore Liquidity to the Mortgage Markets
March 5, 2008
Impact of and Reactions to Proposed Regulation Z Revisions
February 28, 2008
Consumer Protection in Financial Services: Subprime Lending
February 28, 2008
The Subprime Mortgage Crisis and America’s Veteran
December 6, 2007
Accelerating Loan Modifications, Improving Foreclosure Prevention and Enhancing Enforcement
December 5, 2007
The Looming Foreclosure Crisis: How To Help Families Save Their Homes

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