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Testimony

Our in-depth research of financial practices is intended to guide policymakers and opinion leaders working to improve the state of lending.
June 17, 2020
Testimony on Loan Forgiveness and Other Challenges of the Paycheck Protection Program
February 5, 2020
Testimony on Rent-A-Bank Schemes and New Debt Traps
September 10, 2019
Testimony: A $1.5 Trillion Crisis: Protecting Student Borrowers and Holding Student Loan Servicers Accountable
May 8, 2019
Testimony: A Review of the State of and Barriers to Minority Homeownership
April 30, 2019
Testimony: Ending Debt Traps in the Payday and Small Dollar Credit Industry
March 27, 2019
Testimony: Ensuring Access to Safe and Affordable Mortgage Loans for All Creditworthy Borrowers
February 25, 2019
Testimony in Support of HB2588: Regulating the Practices of the Student Loan Industry
February 7, 2019
Testimony in Support of SB19-002: Protecting Coloradans from Abusive Practices by Student Education Loan Servicers
January 28, 2019
Testimony: For-Profit College Accountability Act
September 28, 2018
Testimony: Ensuring Consumer Protections in Financial Markets of the Digital Era
September 6, 2018
Testimony: The GSEs and Ginnie Mae Provide Important Access to Mortgage Credit in Underserved Communities
August 21, 2018
Financial Literacy: The Starting Point for a Secure Retirement
April 27, 2018
Testimony: Payday Lending as a Civil Rights Concern
January 9, 2018
Testimony on Legislative Proposals Before The House Financial Services Committee's Financial Institutions and Consumer Credit Subcommittee
October 25, 2017
Sustainable Housing Finance: Private Sector Perspectives on Housing Finance Reform
August 29, 2017
Student Loan Debt Crisis - Testimony of August 2017
June 28, 2017
Mike Calhoun's Testimony "Principles of Housing Finance Reform"
March 28, 2017
Mike Calhoun's Testimony "The State of Bank Lending in America"
September 14, 2016
Testimony of Whitney Barkley-Denney to the Massachusetts Special Commission on Interstate Reciprocity Agreements
July 28, 2016
Prepared Remarks of Graciela Aponte-Diaz Before the CFPB Field Hearing on Debt Collection, July 2016

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