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Research

Our in-depth research of financial practices is intended to guide policymakers and opinion leaders working to improve the state of lending.
May 13, 2014
Car Title Lenders Ignore Ability to Repay
May 7, 2014
Comments to CFPB: Eliminate Harmful Practices in Debt Buying and Debt Collection
May 7, 2014
Letter to OCC: Improving Documentation When Banks Sell Debt
April 30, 2014
The State of Lending: Debt Collection and Debt Buying
April 24, 2014
For-­Profit Colleges Saddle African-­American and Latino Students with Crushing Debt, Poor Employment Prospects
March 25, 2014
Testimony at the CFPB’s Hearing on Payday Lending (Nashville, TN)
March 12, 2014
Department of Education Rulemaking to Define ‘Gainful Employment’
February 28, 2014
Comment Letter to Senate Banking Committee on Housing Finance Reform Bill
January 23, 2014
Negotiating on Car Loans Doesn’t Help African Americans and Latinos
January 22, 2014
Comment on Proposed Regulations for For-Profit and Occupational Schools
January 14, 2014
New Reforms Promote Stability in the Mortgage Market, Protect Access to Credit
January 7, 2014
2014 Brings New Rules to Mortgage Lending
December 18, 2013
Comment on Forced Arbitration Agreements in College Federal Aid Applications
November 19, 2013
A Roll of the Dice: Debt Settlement Still a Risky Strategy for Debt-Burdened Households
November 7, 2013
Debt Settlement Firms Adopt "Attorney Model" to Evade State and Federal Rules
October 31, 2013
Civil Rights Groups to Federal Regulators: We Support Aligning Mortgage Rules and Oppose Down Payment Requirements
October 28, 2013
Letter to Federal Regulators: Stop Illegal Payday Loans
October 17, 2013
Fixing What Went Wrong and Building on What Works in Housing Finance
October 4, 2013
Effective State and Federal Payday Lending Enforcement: Paving the Way for Broader, Stronger Protections
September 23, 2013
Visualizing the State of Lending

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