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Research

Our in-depth research of financial practices is intended to guide policymakers and opinion leaders working to improve the state of lending.
November 13, 2015
Poll: Strong Support for New Mortgage Lending Rules that Require Verification of Ability to Repay
October 1, 2015
Report Shows Payday, Car Title Lenders Moving Into Unsafe Installment Loans
June 16, 2015
The State of Lending in America and Its Impact on U.S. Households
June 16, 2015
The State of Lending: The Cumulative Costs of Predatory Practices
May 20, 2015
An Analysis of the Financial Regulatory Improvement Act of 2015
May 14, 2015
Seven Ideas for a Fair Student Loan Servicing System
May 11, 2015
Issues and Outcomes Report: January to December 2014
May 6, 2015
Facts are Facts: Auto Dealer Interest Rate Markups Cost Consumers
April 29, 2015
Safe Student Bank Accounts
April 21, 2015
State, Federal Regulator Actions Highlight Widespread Debt Buyer Abuses
March 31, 2015
Payday Mayday: Visible and Invisible Payday Lending Defaults
March 30, 2015
CFPB's Preliminary Proposal to Address Payday and Similar Debt-trap Loans
March 27, 2015
Overdraft U: Student Bank Accounts Often Loaded with High Overdraft Fees
March 9, 2015
Research Comment On: "Do Defaults on Payday Loans Matter?" by Robert Mann
March 9, 2015
Research Comment On: "Payday Loan Rollovers and Consumer Welfare"
February 23, 2015
Memorandum on Legal Authority for Cash Management Rule
February 20, 2015
Widespread Support for Reining in Abusive Payday Lenders
February 18, 2015
Analysis: CRL Finds AFCC Debt Settlement Report Falls Short
February 4, 2015
CRL Identifies Risks Lurking in the Subprime Auto Market
January 13, 2015
Reckless Driving: Implications of Recent Subprime Auto Finance Growth

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