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Research

Our in-depth research of financial practices is intended to guide policymakers and opinion leaders working to improve the state of lending.
March 27, 2015
Overdraft U: Student Bank Accounts Often Loaded with High Overdraft Fees
March 9, 2015
Research Comment On: "Do Defaults on Payday Loans Matter?" by Robert Mann
March 9, 2015
Research Comment On: "Payday Loan Rollovers and Consumer Welfare"
February 23, 2015
Memorandum on Legal Authority for Cash Management Rule
February 20, 2015
Widespread Support for Reining in Abusive Payday Lenders
February 18, 2015
Analysis: CRL Finds AFCC Debt Settlement Report Falls Short
February 4, 2015
CRL Identifies Risks Lurking in the Subprime Auto Market
January 13, 2015
Reckless Driving: Implications of Recent Subprime Auto Finance Growth
November 25, 2014
CRL's Negotiated Rulemaking Comments
November 3, 2014
Gainful Employment: A Civil Rights Perspective
October 29, 2014
CRL Comment on HMDA Changes
October 27, 2014
Three Ways to Fix Private Student Loan Troubles
October 9, 2014
Analysis: New State Data Show California Payday Lenders Continue to Rely on Trapping Borrowers in Debt
October 8, 2014
Attorneys General in 14 States Support More Accountability From For-Profit Colleges
October 3, 2014
Do Students of Color Profit from For-Profit College?
September 30, 2014
2013 HMDA: Data Show People of Color Being Left Behind in Slowly Recovering Mortgage Market
September 22, 2014
CRL Comment on CFPB Complaint Narratives
September 16, 2014
CRL President Mike Calhoun Testifies Before Senate Banking Committee
September 15, 2014
G-Fees Should be Lowered, not Raised
September 15, 2014
No Need for Higher MI Fees with QM

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