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Research

Our in-depth research of financial practices is intended to guide policymakers and opinion leaders working to improve the state of lending.
May 18, 2016
The CFPB’s Upcoming Payday Lending Rule: What to Look For and What It Means
May 17, 2016
Payday and Car Title Lenders Drain $8 Billion in Fees Every Year
May 12, 2016
NC Student Loan Calculus: What North Carolina Can Do to Ensure All of Its Students Receive an Affordable, Quality College Education
May 2, 2016
Colorado Voters Strongly Opposed to Raising the Maximum Interest Rate on Consumer Loans
April 4, 2016
Past Due: Debt-collection Reforms That Protect Consumers Not Found to Restrict Credit Availability
March 24, 2016
Perfect Storm: Payday Lenders Harm Florida Consumers Despite State Law
March 16, 2016
Issues and Outcomes Report: January to December 2015
February 8, 2016
Strong Opposition to Payday Loans Among Republican Caucus-goers in Iowa
January 28, 2016
Clear Opposition to Payday Lending in Michigan
December 14, 2015
Predatory Payday and Larger Installment Loans Overshadow Emerging Market for Smaller, Less Expensive Installment Loans in California
December 10, 2015
CRL Review: “Debt Collection Agencies and the Supply of Consumer Credit”
November 23, 2015
Ending the Cycle of Evasion: Effective State and Federal Payday Lending Enforcement
November 13, 2015
Poll: Strong Support for New Mortgage Lending Rules that Require Verification of Ability to Repay
October 1, 2015
Report Shows Payday, Car Title Lenders Moving Into Unsafe Installment Loans
June 16, 2015
The State of Lending in America and Its Impact on U.S. Households
June 16, 2015
The State of Lending: The Cumulative Costs of Predatory Practices
May 20, 2015
An Analysis of the Financial Regulatory Improvement Act of 2015
May 14, 2015
Seven Ideas for a Fair Student Loan Servicing System
May 11, 2015
Issues and Outcomes Report: January to December 2014
May 6, 2015
Facts are Facts: Auto Dealer Interest Rate Markups Cost Consumers

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