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Research

Our in-depth research of financial practices is intended to guide policymakers and opinion leaders working to improve the state of lending.
August 17, 2016
Shark‐Free Waters: States are Better Off without Payday Lending
August 10, 2016
Critiques of Research Focused on Payday Lending
July 29, 2016
The Drought Continues: Mortgage Credit Runs Dry for Californians of Color
July 15, 2016
Bipartisan Poll: Widespread Strong Support for Financial Regulation and the CFPB
June 29, 2016
The CFPB’s Payday Lending Proposed Rule: What Works, What Doesn’t
June 15, 2016
Center for Responsible Lending's Response to "Reframing the Debate about Payday Lending by Liberty Street Economics"
June 2, 2016
Who Will Receive Home Loans, and How Much Will They Pay?
May 24, 2016
How Overdraft Fees Harm Consumers and Discourage Responsible Bank Products
May 18, 2016
The CFPB’s Upcoming Payday Lending Rule: What to Look For and What It Means
May 12, 2016
NC Student Loan Calculus: What North Carolina Can Do to Ensure All of Its Students Receive an Affordable, Quality College Education
May 2, 2016
Colorado Voters Strongly Opposed to Raising the Maximum Interest Rate on Consumer Loans
April 4, 2016
Past Due: Debt-collection Reforms That Protect Consumers Not Found to Restrict Credit Availability
March 24, 2016
Perfect Storm: Payday Lenders Harm Florida Consumers Despite State Law
March 16, 2016
Issues and Outcomes Report: January to December 2015
February 8, 2016
Strong Opposition to Payday Loans Among Republican Caucus-goers in Iowa
January 28, 2016
Clear Opposition to Payday Lending in Michigan
December 14, 2015
Predatory Payday and Larger Installment Loans Overshadow Emerging Market for Smaller, Less Expensive Installment Loans in California
December 10, 2015
CRL Review: “Debt Collection Agencies and the Supply of Consumer Credit”
November 23, 2015
Ending the Cycle of Evasion: Effective State and Federal Payday Lending Enforcement
November 13, 2015
Poll: Strong Support for New Mortgage Lending Rules that Require Verification of Ability to Repay

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