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Research

Our in-depth research of financial practices is intended to guide policymakers and opinion leaders working to improve the state of lending.
January 8, 2009
Continued Decay and Shaky Repairs: The State of Subprime Loans Today
January 1, 2009
2009 California Mortgage Lending Toolkit for New Legislators
January 1, 2009
2009 California Payday Lending Toolkit for New Legislators
January 1, 2009
SNAPSHOT: California Mortgage and Foreclosure Data January 2009
January 1, 2009
SNAPSHOT: Payday Lending in California
December 16, 2008
Priceless or Just Expensive? The Use of Penalty Rates in the Credit Card Industry
December 16, 2008
What's Draining Your Wallet? The Real Cost of Credit Card Cash Advances
December 12, 2008
Experts Support Judicial Loan Modification
December 9, 2008
The Way Ahead: A Framework for Policy Responses
November 1, 2008
HB 2623 Emergency Foreclosure Reduction Program
October 22, 2008
Government Did Not Require Reckless Lending
October 3, 2008
CRA is not to Blame for the Mortgage Meltdown
October 2, 2008
Wealth-stripping payday loans trouble communities of color
September 24, 2008
Bailout: Government's Power to Modify Loans Limited
September 23, 2008
Subprime Loan Foreclosures & Delinquencies versus Lender Workouts
September 23, 2008
The Problem with the Paulson Bailout Plan
September 23, 2008
Updated Projections of Subprime Foreclosures in the United States and Their Impact on Home Values and Communities
September 20, 2008
Federal Ownership of Troubled Securities Alone Will Not Stop Foreclosures that Drag Down the Economy
September 20, 2008
Judicial Modification of Loans Would Save 600,000 Homes: Purchase of Securities Will Save None
September 16, 2008
High-Cost Payday Lending Traps Arizona Borrowers

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