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Research

Our in-depth research of financial practices is intended to guide policymakers and opinion leaders working to improve the state of lending.
December 12, 2012
The State of Lending: Mortgages
December 12, 2012
The State of Lending: Student Loans
December 12, 2012
The Three Scapegoats [Infographic]
December 12, 2012
The “Spillover” Cost of Foreclosures by State
December 12, 2012
Your Next Car Loan: Avoid Paying Too Much [Infographic]
November 30, 2012
CRL Comments on Proposed Rules for NCUA Payday Alternatives Loan Program
November 29, 2012
Congress: Extend Mortgage Forgiveness Debt Relief Act
November 29, 2012
CRL and NCLC Comments on Wells Fargo Payday Lending and CRA Examination
October 31, 2012
California Homeowners’ Bill of Rights (HOBR)
October 24, 2012
Collateral Damage: The Spillover Cost of Foreclosures
October 16, 2012
CRL Comments To the Consumer Financial Protection Bureau RE: Truth in Lending Act (Regulation Z) and Loan Originator Compensation
October 3, 2012
Foreclosure Counseling: Areas of Greatest Need in 2012
September 21, 2012
The Future of Homeownership
September 7, 2012
CRL Comments to the Consumer Financial Protection Bureau on RESPA and TILA (Regulations X and Z)
August 31, 2012
A Government-Mandated 10% Down Payment: Bad for Families, the Housing Market and the Economy
August 31, 2012
Qualified Residential Mortgages: Down Payment Rules Threaten Home Buyers—and the Economy
August 30, 2012
Letter to Regulators on Down Payments (QRM Requirements)
August 29, 2012
"Qualified Residential Mortgages" -- the Negative Impact of a Government-Mandated 10 Percent Down Payment
August 27, 2012
H.R. 6139: Payday Lender Carve-out Will Undermine Consumer Financial Protection Bureau and States
August 9, 2012
Programs to “Bank the Unbanked” Must Guarantee Good Practices

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