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Research

Our in-depth research of financial practices is intended to guide policymakers and opinion leaders working to improve the state of lending.
October 3, 2012
Foreclosure Counseling: Areas of Greatest Need in 2012
September 21, 2012
The Future of Homeownership
September 7, 2012
CRL Comments to the Consumer Financial Protection Bureau on RESPA and TILA (Regulations X and Z)
August 31, 2012
A Government-Mandated 10% Down Payment: Bad for Families, the Housing Market and the Economy
August 31, 2012
Qualified Residential Mortgages: Down Payment Rules Threaten Home Buyers—and the Economy
August 30, 2012
Letter to Regulators on Down Payments (QRM Requirements)
August 29, 2012
"Qualified Residential Mortgages" -- the Negative Impact of a Government-Mandated 10 Percent Down Payment
August 27, 2012
H.R. 6139: Payday Lender Carve-out Will Undermine Consumer Financial Protection Bureau and States
August 9, 2012
Programs to “Bank the Unbanked” Must Guarantee Good Practices
July 24, 2012
No Credit Crunch: The CFPB and Consumer Access to Credit
July 18, 2012
New Poll Shows Continued Broad Support for Financial Reforms and Consumer Protections
July 18, 2012
Pew: Who Borrows, Where They Borrow, and Why
July 5, 2012
Oppose HR 1909--Don’t Undermine State, Federal Consumer Protections
July 2, 2012
Foreclosure Reduction Act: CRL Refutes California Bankers Association's Flawed Claims
June 27, 2012
Expanding, Streamlining Mortgage Refinances
June 25, 2012
California Foreclosures: New Data Support Policy Reforms to Encourage Effective Loan Modifications and Prevent Avoidable Foreclosures
June 22, 2012
California Homeowner Bill of Rights Summary
June 22, 2012
Compromises in the California Homeowner Bill of Rights
June 20, 2012
Effects of the California Foreclosure Crisis on African Americans and Latinos
May 31, 2012
FDIC Promises Investigation of Bank Payday Lending

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