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Research

Our in-depth research of financial practices is intended to guide policymakers and opinion leaders working to improve the state of lending.
March 19, 2013
CRL to Senate Banking Committee: Confirm CFPB's Cordray
March 13, 2013
Renewed Call for Federal Action Against Bank Payday Loans
March 11, 2013
Bank Payday Lending: Overview of Media Coverage and Public Concerns
March 4, 2013
State Actions Still Needed to Prevent Unnecessary Foreclosures
February 28, 2013
Driven to Disaster: Car-Title Lending and Its Impact on Consumers
February 28, 2013
How Payday Lending by Banks Violates Safety & Soundness Standards
February 26, 2013
New York Times Article on Banks Aiding Payday Loans: There's Even More to the Story
February 25, 2013
Comments to the Consumer Financial Protection Bureau RE: Ability to Repay Standards under the Truth in Lending Act (Regulation Z)
February 25, 2013
CRL Comment to CFPB on Ability to Repay Standards under the Truth in Lending Act (Regulation Z)
February 20, 2013
CRL Response to CoreLogic Analysis of Qualified Mortgage (QM) Standards
February 19, 2013
CRL tells CFPB the CARD Act Works, Encourages Risk-based Pricing
January 31, 2013
Reforming the Debt Trap in California
January 10, 2013
Qualified Mortgage Rulemaking: Protecting Borrowers from the Next Lending Crisis
December 12, 2012
Auto Loan Markup Calculator
December 12, 2012
Federal versus Private Student Loans [Infographic]
December 12, 2012
Growth in Plastic Payments [Infographic]
December 12, 2012
Overview [Video]
December 12, 2012
Prepaid Cards: Which is Best for You? [Infographic]
December 12, 2012
State of Lending: America's Household Balance Sheet Chapter
December 12, 2012
State of Lending: Auto Loans Chapter

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