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Research

Our in-depth research of financial practices is intended to guide policymakers and opinion leaders working to improve the state of lending.
November 28, 2022
Payment Supplement: A Loss Mitigation Option to Provide Payment Relief for FHA Loans in a High Interest Rate Environment
November 1, 2022
“Paying from the Grave”: Historically Black Colleges and Universities (HBCU) Alumni and the Burden of Student Loan Debt
September 26, 2022
Unsafe Harbor: The Persistent Harms of High-Cost Installment Loans
August 31, 2022
Poll Results: Federal Student Loan Payment Pause Helps Borrowers Pay for Basic Needs
August 2, 2022
Debt Under Duress: The Economic Impacts of Bail Bonds on San Francisco Bay Area Residents
June 28, 2022
Resilient But Deeper in Student Debt: Women of Color Faced Greater Hardships Through COVID-19
May 10, 2022
Necessary Relief: Substantial Cancellation Will Ease the Burden of Unaffordable Student Debt (and Boost the Economy)
February 16, 2022
Poll: Rhode Island Voters Overwhelmingly Support 36% Rate Cap
December 2, 2021
The State of For-Profit Colleges
October 28, 2021
Black America: Examining the HBCU Student Debt Experience
June 3, 2021
First Generation: Criteria for a Targeted Down Payment Assistance Program
April 21, 2021
Hardship for Renters: Too Many Years to Save for Mortgage Down Payment and Closing Costs
March 23, 2021
Map of U.S. Payday Interest Rates
March 18, 2021
Poll: Minnesota Student Loan Borrowers During COVID-19 Pandemic
March 17, 2021
Suing-to-Intimidate: New Evidence Confirms that Oportun Abuses and Intimidates Families in Court to Collect Small-Dollar Loan Debts in California Courts
February 18, 2021
Road to Relief: Supporting Federal Student Loan Borrowers During the COVID-19 Crisis and Beyond Supplement
February 8, 2021
SBA Student Loan Restriction Impacts Black and Latino Business Owners Disproportionately
December 3, 2020
Poll: North Carolina Student Loan Borrowers During COVID-19 Pandemic
November 23, 2020
Road to Relief: Supporting Federal Student Loan Borrowers During the COVID-19 Crisis and Beyond
November 12, 2020
Stepping Up: States Move to Hold Student Loan Servicers Accountable

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