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Research & Policy

Our in-depth research of financial practices is intended to guide policymakers and opinion leaders working to improve the state of lending.
May 31, 2006
Unfair Lending: The Effect of Race and Ethnicity on the Price of Subprime Mortgages
April 24, 2006
Overdraft Loans: Survey Finds Growing Problem for Consumers
April 21, 2006
Consumers can file class actions against federally chartered banks who violate state laws
April 19, 2006
Payday lenders cannot avoid state laws by partnering with banks
April 19, 2006
Payday lenders cannot avoid state laws by partnering with banks
April 5, 2006
State attorneys general can punish federally chartered banks for violating state laws
March 29, 2006
Comment: Proposed Interagency Guidance on Nontraditional Mortgages
March 1, 2006
Brief: Owners, Lenders Flourish Under State Anti-Predatory Lending Laws
March 1, 2006
Demise of Payday Lending in North Carolina
March 1, 2006
The Costs of Subprime Prepayment Penalties: A Response to "Call Protection in Mortgage Contracts"
February 23, 2006
The Best Value in the Subprime Market: State Predatory Lending Reforms
February 15, 2006
Highlights from Report on Tennessee's Title Lending Industry
February 14, 2006
An Attack without Merit
February 13, 2006
Predatory Mortgages in Maine: Recent Trends and the Persistence of Abusive Lending Practices in the Subprime Mortgage Market
February 1, 2006
Report to the TN General Assembly, Pursuant to Public Chapter 440, Acts of 2005, Section 7(e)
January 19, 2006
Banks in California cannot deduct overdraft fees from Social Security benefits
December 16, 2005
Comments: Open-End Credit, Bankruptcy Amendments of 2005
December 13, 2005
Comments: RIN 3064-AC95, Proposed Rulemaking on Federal Preemption
November 29, 2005
Letter to ALEC on Car Title Loans
November 28, 2005
Risking Homes to Pay Off Credit Cards
October 12, 2005
The Plastic Safety Net: The Reality Behind Debt in America
September 30, 2005
Payday Lenders Target the Military
September 27, 2005
Minimal Broker Licensing Standards Will Not Affect Abusive Lending Practices
September 23, 2005
Buckeye Check Cashing, Inc. v. Cardegna
September 23, 2005
Consumers can sue abusive payday lenders without going to arbitration

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