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Research & Policy

Our in-depth research of financial practices is intended to guide policymakers and opinion leaders working to improve the state of lending.
May 7, 2007
Comment: Proposed Interagency Statement on Subprime Mortgage Lending
March 30, 2007
Race, Ethnicity and Subprime Home Loan Pricing
March 29, 2007
Calhoun: Are Legislative Remedies to Limit Predatory Lending Really Remedies?
March 27, 2007
Subprime Lending is a Drain on Home Ownership
March 26, 2007
Testimony: Paul Leonard to California Senate Banking 03/26/2007
March 21, 2007
Foreclosure, Predatory Mortgage and Payday Lending
February 21, 2007
Case Study in Subprime Hybrid ARM Refinance Outcomes
February 8, 2007
Comment: To Department of Defense on Military Lending Act
February 7, 2007
Comments on the North Carolina Commissioner of Banks' Proposed Guidance on Non-Traditional Mortgage Risks
February 7, 2007
Preserving the American Dream: Predatory Lending Practices and Home Foreclosures
February 2, 2007
Small Loan CRA Comment
January 25, 2007
Debit Card Danger
January 23, 2007
CRL Review of "Defining and Detecting Predatory Lending" by Donald P. Morgan, Federal Reserve Bank of NY, January 2007
January 22, 2007
Banks in California cannot deduct overdraft fees from Social Security benefits
December 19, 2006
Losing Ground: Foreclosures in the Subprime Market and Their Cost to Homeowners
November 30, 2006
Financial Quicksand: Payday lending sinks borrowers in debt with $4.2 billion in predatory fees every year
October 16, 2006
Comment: Proposed FDIC Survey of Overdraft Loan Programs
October 9, 2006
CRL Comment on Federal Reserve Analysis of Home Mortgage Disclosure Act Data
September 20, 2006
Calculated Risk: Assessing Non-Traditional Mortgage Products
September 15, 2006
CRL Comment on OCC Working Paper #2006-1, "Foreclosures of Subprime Mortgages in Chicago"
September 1, 2006
Federally chartered banks can't create subsidiaries that are exempt from state laws
August 15, 2006
Comment: Home Ownership and Equity Protection Act Hearings
June 29, 2006
Georgia's Payday Loan Law: A Model for Preventing Predatory Payday Lending
June 19, 2006
North Carolinians can sue abusive payday lenders without going to arbitration
June 13, 2006
Home Mortgage Disclosure Act: Newly Collected Data and What It Means

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