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Research & Policy

Our in-depth research of financial practices is intended to guide policymakers and opinion leaders working to improve the state of lending.
October 24, 2007
Support HR 3915: Mortgage Reform and Anti-Predatory Lending Act of 2007
October 15, 2007
High-cost loans can be voided when warnings aren't provided at the required time
October 7, 2007
Loan Modifications in Bankruptcy do not Hurt Mortgage Markets
October 7, 2007
Mortgage Industry making few loan modifications to help keep borrowers in their homes
September 25, 2007
Straightening Out the Mortgage Mess: How Can We Protect Home Ownership and Provide Relief to Consumers in Financial Distress
September 24, 2007
Billion Dollar Deal
September 19, 2007
Evolution of an Economic Crisis? The Subprime Lending Disaster and the Threat to the Broader Economy
September 12, 2007
Federal Trade Commission Reauthorization
August 21, 2007
High-cost loans can be voided when warnings aren't provided at the required time
August 21, 2007
Preserving the American Dream: Home Ownership and the Subprime Mortgage Crisis
August 16, 2007
2007 North Carolina Predatory Lending Law
August 16, 2007
2007 “Protect Homeowners & Reduce Foreclosure” Law
August 16, 2007
HB 1374 Protect Homeowners & Reduce Foreclosures
August 16, 2007
HB 1817 2007 North Carolina Predatory Lending Law
July 25, 2007
Lenders cannot make loans in New York without considering borrowers' ability to repay
July 11, 2007
Testimony--Overdraft Protection: Fair Practices for Consumers
July 11, 2007
Out of Balance: Consumers pay $17.5 billion per year
June 27, 2007
Ending Mortgage Abuse: Safeguarding Homebuyers
June 14, 2007
Home Ownership and Equity Protection Act (HOEPA) Public Hearing
June 7, 2007
Improving Credit Card Consumer Protection: Recent Industry and Regulatory Initiatives
June 4, 2007
The Payment Plan Smokescreen
June 1, 2007
Support HR 946
May 8, 2007
Andrews v. Chevy Chase, fsb (appeal)
May 8, 2007
Borrowers can file class actions to void illegal loans
May 8, 2007
The Role of the Secondary Market in Subprime Mortgage Lending

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