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Policy Analysis

Our in-depth research of financial practices is intended to guide policymakers and opinion leaders working to improve the state of lending.
August 24, 2020
Overview: CFPB’s Repeal of its 2017 Ability-to-Repay Standard for Payday & Car Title Loans
August 10, 2020
The OCC and FDIC Plan to Trample State Laws by Gutting the Longstanding “True Lender” Doctrine
August 10, 2020
The Rent-A-Bank Scheme
July 13, 2020
Industrial Loan Company Charters Pose Risks to Consumers and the Economy: A Moratorium Is Needed
June 23, 2020
OCC’s Community Reinvestment Act Rule Harms Low- and Moderate-Income Communities and Communities of Color
May 27, 2020
The Paycheck Protection Program Continues to be Disadvantageous to Smaller Businesses, Especially Businesses Owned by People of Color and the Self-Employed
May 21, 2020
COVID-19-Related Resources
May 5, 2020
Small Business Support Must Extend to Businesses of Color
May 4, 2020
COVID-19 Crisis Requires Comprehensive Response to Protect Financial Security, CARES Act Falls Short
April 29, 2020
State Consumer Protection Response to the COVID-19 Crisis
April 9, 2020
Congress Should Pause Debt Collection and Protect Assets, Including Stimulus Checks During COVID-19 Crisis
April 9, 2020
Student Debt Cancellation is Essential to Economic Recovery from COVID-19
April 8, 2020
Congress Must Protect Consumers from Predatory Lending During the COVID-19 Crisis
April 8, 2020
Housing Policy Recommendations for Economic Recovery from COVID-19
April 6, 2020
Congress Should Halt Outrageous Bank Overdraft Fees During COVID-19 Crisis
March 27, 2020
Banks Should Not Read Federal Regulators’ COVID-19 Small Dollar Loan Guidance as Permitting Payday or Other High-Cost Loans
December 13, 2019
Diverse Coalition Issues Joint Statement on Proposed Changes to Community Reinvestment Act
March 5, 2019
Bill Analysis of Indiana SB 613: Consumer Credit
February 28, 2019
Toolkit: Tell CFPB to Keep Protections from Payday Loan Debt Traps
February 14, 2019
Proposed Repeal of Payday Loan Rule: Overview & Initial Reaction

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