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Policy Analysis

Our in-depth research of financial practices is intended to guide policymakers and opinion leaders working to improve the state of lending.
May 27, 2020
The Paycheck Protection Program Continues to be Disadvantageous to Smaller Businesses, Especially Businesses Owned by People of Color and the Self-Employed
May 5, 2020
Small Business Support Must Extend to Businesses of Color
May 4, 2020
COVID-19 Crisis Requires Comprehensive Response to Protect Financial Security, CARES Act Falls Short
April 29, 2020
State Consumer Protection Response to the COVID-19 Crisis
April 9, 2020
Congress Should Pause Debt Collection and Protect Assets, Including Stimulus Checks During COVID-19 Crisis
April 9, 2020
Student Debt Cancellation is Essential to Economic Recovery from COVID-19
April 8, 2020
Congress Must Protect Consumers from Predatory Lending During the COVID-19 Crisis
April 8, 2020
Housing Policy Recommendations for Economic Recovery from COVID-19
April 6, 2020
Congress Should Halt Outrageous Bank Overdraft Fees During COVID-19 Crisis
March 27, 2020
Banks Should Not Read Federal Regulators’ COVID-19 Small Dollar Loan Guidance as Permitting Payday or Other High-Cost Loans
December 13, 2019
Diverse Coalition Issues Joint Statement on Proposed Changes to Community Reinvestment Act
March 5, 2019
Bill Analysis of Indiana SB 613: Consumer Credit
February 28, 2019
Toolkit: Tell CFPB to Keep Protections from Payday Loan Debt Traps
February 14, 2019
Proposed Repeal of Payday Loan Rule: Overview & Initial Reaction
October 31, 2018
Let My People Go: South Dakotans Stop Predatory Payday Lending
October 16, 2018
New Jersey Must Act to Address Student Loan Crisis
August 21, 2018
Policy Brief: What Happened with Payday Loans in Ohio?
November 3, 2017
Open Letter to Banks: Don’t Make Debt Trap Payday Loans
October 19, 2017
Initial Analysis of CFPB’s Final Rule to Address Payday & Car Title Loans
October 5, 2017
North Carolina Consumer Protections Remain Crucial As CFPB Releases New Payday Lending Rule

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