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Comment Letters

Our in-depth research of financial practices is intended to guide policymakers and opinion leaders working to improve the state of lending.
December 24, 2009
Federal Reserve Should Ban Mortgage Kickbacks
May 22, 2009
Comment: Proposed 2009 GSE Housing Goals
March 30, 2009
Comments on Regulation E—Overdraft Practices
August 28, 2008
Comments: Proposed changes to HMDA reporting requirements
August 4, 2008
Comment: Proposed Rule Regarding Unfair or Deceptive Acts or Practices – Overdraft Practices
August 4, 2008
Comment: Unfair or Deceptive Practices with Respect to Credit Cards
July 18, 2008
Comments on proposed Regulation DD amendments re Overdraft Lending
June 12, 2008
Comment: RESPA Proposed Rule to Simplify and Improve the Process of Obtaining Mortgages to Reduce Consumer Settlement Costs
April 8, 2008
Comment: Proposed Rules Regarding Unfair, Deceptive, Abusiveprotect consumers from unfair or deceptive home mortgage lending and advertising practices
April 7, 2008
Comment: Guidance Regarding Marketing of Refund Anticipation Loans (RALs) and Certain Other Products in Connection With the Preparation of a Tax Return
February 26, 2008
Comment: Implementation of Military Lending Amendment
May 7, 2007
Comment: Proposed Interagency Statement on Subprime Mortgage Lending
February 8, 2007
Comment: To Department of Defense on Military Lending Act
February 7, 2007
Comments on the North Carolina Commissioner of Banks' Proposed Guidance on Non-Traditional Mortgage Risks
February 2, 2007
Small Loan CRA Comment
October 16, 2006
Comment: Proposed FDIC Survey of Overdraft Loan Programs
October 9, 2006
CRL Comment on Federal Reserve Analysis of Home Mortgage Disclosure Act Data
August 15, 2006
Comment: Home Ownership and Equity Protection Act Hearings
March 29, 2006
Comment: Proposed Interagency Guidance on Nontraditional Mortgages
December 16, 2005
Comments: Open-End Credit, Bankruptcy Amendments of 2005

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