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Comment Letters

Our in-depth research of financial practices is intended to guide policymakers and opinion leaders working to improve the state of lending.
April 23, 2012
Comments to the Consumer Financial Protection Bureau on Payday Lending Abuses
March 30, 2012
Dealer Markup of Interest Rates is an Unfair and Deceptive Practice
February 1, 2012
Comments to the FTC on Motor Vehicle Roundtables
December 27, 2011
Comments on the Federal Housing Finance Agency Joint Initiative on Mortgage Servicing Issues
August 15, 2011
Comments to CFPB re Larger Participant Rulemaking
August 9, 2011
Comments to OCC on Overdraft and Bank Payday Loans
August 2, 2011
QRM Comments: Mortgage Market of the Future can Produce Sensible Loans without High Down Payments
July 22, 2011
Comments to the Consumer Financial Protection Bureau and the Federal Reserve Board re: Regulation Z: Proposed Rule on Ability to Pay and Qualified Mortgage
July 22, 2011
Comments to the Consumer Financial Protection Bureau and the Federal Reserve Board re: Regulation Z: Proposed Rule on Ability to Pay and Qualified Mortgage
June 28, 2011
Comments to the OCC: We Oppose Preempting State Consumer Protections on Mortgages, Credit Cards and Other Banking Products
January 25, 2011
Joint Letter to Regulators on Elements of "Qualified Residential Mortgages"
December 23, 2010
Comments to the Federal Reserve Board on Proposed Regulations Under the Truth in Lending Act [Regulation Z; Docket No. R-1390]
September 27, 2010
Comment Letter on FDIC's Proposed Overdraft Guidance
September 27, 2010
Joint Letter in Support of FDIC Overdraft Proposals September 2010
August 16, 2010
Comments to the Federal Housing Administration on Risk Management Initiatives
July 7, 2010
Comment: Potential Violations of the Credit CARD Act
July 6, 2010
Comments on NCUA's Notice of Proposed Rulemaking on Short-term, Small Amount Loans
July 2, 2010
Debt Settlement Comments to the FTC
June 28, 2010
Guidance to OTS on Overdraft Protection Programs
June 18, 2010
CRL Comment Letter on Garnishment of Federal Benefits

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