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Rebecca Borné

Senior Policy Counsel

Rebecca Borné serves as senior policy counsel at the Center for Responsible Lending, which she joined in 2008.

Rebecca advocates for federal protections against predatory practices that exploit the financially vulnerable, particularly in the areas of payday loans, high-cost installment loans, and depository overdraft practices. Rebecca engages with federal regulators and legislative offices, authoring comment letters to inform policy proposals, providing input on draft legislation, and occasionally testifying before Congress. She has authored a number of research and policy reports and has served as a contributing author for the National Consumer Law Center’s Consumer Banking and Payments Law manual. She also serves on the board of Capital for Change, a Connecticut-based CDFI.

Rebecca received degrees from Louisiana State University and Yale Law School. Prior to law school, she worked for six years as a CPA, auditing a range of companies for a global accounting firm. Rebecca worked in CRL's DC office before relocating to New Haven, CT, where she now resides.

News

June 13, 2016 | By Ian McKendry | American Banker
Fifteen states and D.C. currently ban the product outright or limit it to 36% APR or less. "But payday lenders are always trying to roll back these state interest rate limits," said Rebecca Borné,...
May 24, 2016
Updated estimate finds overdraft fees drain $14 billion from consumers annually, while analysis of complaint narratives finds the deck stacked against consumers. Financial institutions continue to...
June 18, 2008
Thank you for being with us today. I want to thank my co-author on this report, Peter Smith, who is also a researcher at the Center for Responsible Lending Our nation is in a crisis of debt that...
June 18, 2008
Americans 55 and over pay $4.5 billion in fees annually for overdraft loans they haven't asked for and typically don't want, a new study by the Center for Responsible Lending finds. Of that, nearly $...

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