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Rebecca Borné

Senior Policy Counsel

Rebecca Borné serves as senior policy counsel at the Center for Responsible Lending, which she joined in 2008.

Rebecca advocates for federal protections against predatory practices that exploit the financially vulnerable, particularly in the areas of payday loans, high-cost installment loans, and depository overdraft practices. Rebecca engages with federal regulators and legislative offices, authoring comment letters to inform policy proposals, providing input on draft legislation, and occasionally testifying before Congress. She has authored a number of research and policy reports and has served as a contributing author for the National Consumer Law Center’s Consumer Banking and Payments Law manual. She also serves on the board of Capital for Change, a Connecticut-based CDFI.

Rebecca received degrees from Louisiana State University and Yale Law School. Prior to law school, she worked for six years as a CPA, auditing a range of companies for a global accounting firm. Rebecca worked in CRL's DC office before relocating to New Haven, CT, where she now resides.

Research & Policy

Our in-depth research of financial practices is intended to guide policymakers and opinion leaders working to improve the state of lending.



October 23, 2021 | By Jillian Berman | Market Watch
“All of those risks are the very same risks we talk about when we talk about payday lending,” Borné said. When a borrower uses a payday loan, they also give the lender access to their checking...
October 19, 2021
WASHINGTON, D.C. – Today, the Center for Responsible Lending, the Consumer Federation of America, the National Consumer Law Center, on behalf of its low-income clients, and the National Fair Housing...
June 30, 2021
WASHINGTON, D.C. -- Rep. Carolyn B. Maloney (NY-12) today introduced the Overdraft Protection Act of 2021. This legislation, aimed at establishing fair and transparent practices related to provision...
June 2, 2021
Today, Ally Bank announced a complete end to its overdraft fees. In response, Center for Responsible Lending (CRL) Senior Policy Counsel Rebecca Borné issued the following statement: The...