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Nikitra Bailey

Executive Vice President

Nikitra Bailey oversees CRL's coalition building and constituent relations. Based in the Durham office, Nikitra is the lead strategist for partnerships that span civil rights, faith, women, labor, and community advocates across CRL's branches in California, North Carolina, and Washington, DC. Nikitra also leads CRL's access to mortgage credit advocacy to ensure that low-wealth families and people of color are fairly served by our nation's housing finance system. She has also provided technical assistance to local municipalities, state legislators, and federal policy makers on abusive lending practices ranging from small dollar loan abuses to preventing foreclosures.

Nikitra has played a key role in many of CRL's legislative and regulatory victories, including the enactment of the historic Wall Street Reform and Consumer Protection Act, which resulted in the creation of a federal agency with a sole mission of consumer protection. Nikitra also serves on the board of directors of the NC Community Development Initiative, has served as a housing policy communications fellow with The Opportunity Agenda, and is a life member of the NAACP.

Nikitra holds a BA degree from the Pennsylvania State University and a JD degree from the University of Pittsburgh School of Law. Nikitra is an avid reader with a particular interest in biographies; she and her husband are the proud parents of two children.

Research & Policy

Our in-depth research of financial practices is intended to guide policymakers and opinion leaders working to improve the state of lending.


September 6, 2018
WASHINGTON, D.C. – Today before a U.S. House Financial Services Committee hearing on reforms to the housing finance system and the future of Government-Sponsored Enterprises (GSEs), the Center for...
August 27, 2018 | By Desiree Stennett and Lisa Rowan | The Pennyhoarder
Lawsuits filed by homeowners, city governments and nonprofits like the American Civil Liberties Union accuse Wall Street banks of targeting African-American and Latino customers with predatory loans...
July 16, 2018 | By Charlene Crowell | Center for Responsible Lending
“Fifty years ago, Congress empowered HUD to dismantle legalized discrimination in housing to create opportunity for all as where you live is a factor in so many of life’s outcomes, including...
July 6, 2018 | By Jonnelle Marte | The Washington Post
“We haven’t made any progress in homeownership since the passage of the Fair Housing Act in 1968,” said Nikitra Bailey, an executive vice president with the Center for Responsible Lending, a...