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Melissa Stegman

Senior Policy Counsel

Melissa Stegman is a senior policy counsel on CRL's federal policy team. Located in the DC office, Melissa works primarily on mortgage policy, housing finance reform, and debt collection issues. Prior to joining CRL, Melissa was an attorney with the U.S. Department of Housing and Urban Development's Office of General Counsel. She worked in the Office of Fair Housing Enforcement on a variety of fair lending and civil rights matters.

Melissa received BA degrees in Anthropology and International Studies from the University of North Carolina and her law degree from North Carolina Central University.

Research & Policy

Our in-depth research of financial practices is intended to guide policymakers and opinion leaders working to improve the state of lending.


July 21, 2021
Washington, D.C. – The Office of the Comptroller of the Currency (OCC) this week announced that it will work to rescind Trump-era rules that weakened the Community Reinvestment Act (CRA) and that it...
June 28, 2021
WASHINGTON, D.C. – Today, the Consumer Financial Protection Bureau (CFPB) released a final rule on mortgage servicing under the Real Estate Settlement Procedures Act (RESPA). Many families are...
June 24, 2021
WASHINGTON, D.C. – Today, the U.S. Department of Housing and Urban Development (HUD), under Secretary Marcia Fudge’s leadership, released a proposed rule that would restore the power of the “...
June 23, 2021
SCOTUS rules that the FHFA leadership structure is unconstitutional WASHINGTON, D.C. – This morning, the Supreme Court of the United States (SCOTUS) issued a decision affecting housing giants Fannie...