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Melissa Stegman

Senior Policy Counsel

Melissa Stegman is a senior policy counsel on CRL's federal policy team. Located in the DC office, Melissa works primarily on mortgage policy, housing finance reform, and debt collection issues. Prior to joining CRL, Melissa was an attorney with the U.S. Department of Housing and Urban Development's Office of General Counsel. She worked in the Office of Fair Housing Enforcement on a variety of fair lending and civil rights matters.

Melissa received BA degrees in Anthropology and International Studies from the University of North Carolina and her law degree from North Carolina Central University.

Research & Policy

Our in-depth research of financial practices is intended to guide policymakers and opinion leaders working to improve the state of lending.


February 18, 2021
WASHINGTON, D.C. – The Center for Community Self-Help (Self-Help) and its policy-focused affiliate, the Center for Responsible Lending (CRL), called for stronger rules implementing the Community...
November 9, 2020
Regulators are updating Community Reinvestment Act protections, but will they do it without giveaways to banks? by Paula Melton Redlining may be coming back. The practice of denying loans to...
September 11, 2019
"Survey also reveals that one in five Americans have been contacted by a debt collector in the past twelve months, including higher numbers in communities of color, among lower-income people, and...
July 23, 2019 | By Poonkulali Thangavelu
Even as the Consumer Financial Protection Bureau (CFPB) moves to update the Fair Debt Collection Practices Act of 1977 to better reflect the impact of newer communications technology, some consumer...