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Kiran Sidhu

Policy Counsel

Kiran Sidhu is a policy counsel on CRL's state policy team. Based in the Oakland office, Kiran works primarily on debt collection, small dollar lending, student loan, and FinTech issues. Prior to joining CRL, Kiran held fellowships at ChangeLab Solutions, a national public health law and policy organization and Project Legal Link to innovatively remove legal barriers across all areas of law for low-income communities and communities of color working to rise out of poverty. She has assisted clients at legal aid and public interest organizations throughout California with fighting debt collection cases, navigating reentry issues, forming social enterprises, and filing affirmative civil rights cases. She proudly serves on the advisory board of Project Legal Link.

Kiran is a graduate of the University of California, Hastings College of the Law, and University of Edinburgh School of Law, where she received her LLM in intellectual property law. Kiran received her BA in legal studies with honors from the University of California, Santa Cruz. When not at CRL, Kiran enjoys biking around Oakland and travelling the world with her partner, David G. Carlisle.

Research & Policy

Our in-depth research of financial practices is intended to guide policymakers and opinion leaders working to improve the state of lending.


November 4, 2020
DURHAM, N.C. – Nebraskans voted for Initiative 428 to stop triple-digit predatory lending by reducing annual interest rates from an average of over 400% to 36%. The initiative passed by an...
October 30, 2020
One-Third of U.S. Adults with a Credit Report Have Debt in Collection Washington, D.C. – The National Consumer Law Center, on behalf of its low income clients, Americans for Financial Reform...
May 18, 2020 | By Hannah Lang, Neil Haggerty and Brendan Pedersen | American Banker
But the provision is not retroactive, analysts point out, and it remains unclear just how helpful the measure would be with more than 100 million payments already delivered by the IRS. For people who...
February 25, 2020
WASHINGTON, DC - On Friday, February 21, the Consumer Financial Protection Bureau (CFPB) released a Supplemental Notice of Propose Rulemaking (Supplemental NPRM), that would provide a path for debt...