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Kelly Tornow

North Carolina Policy Director

Kelly Tornow serves as the Director of North Carolina Policy and is based in the Durham office. She represents CRL in the North Carolina General Assembly and develops legislative strategies to promote and protect consumer protections in lending.

Prior to joining CRL, Kelly worked in a variety of nonpartisan roles at the North Carolina General Assembly. Most recently, she worked as a staff attorney in the Legislative Analysis Division, focusing mainly on state and local government issues and election law. She is a graduate of the University of North Carolina at Chapel Hill and the North Carolina Central University School of Law. When not at work, she enjoys spending time with her husband and young daughter, exercising, and cooking.


December 6, 2018
DURHAM, NC. – In response to the nation’s still-spiraling student loan debt, the Center for Responsible Lending (CRL) convened a day-long summit to examine the impacts and solutions for North...
June 7, 2018 | By Travis Fain | WRAL
"It's much broader than ATVs and lawn equipment," said Kelly Tornow, from the Center for Responsible Lending.
June 1, 2018 | By Deon Roberts | The Charlotte Observer
"We are opposed to the proposal just simply because we don't feel like the rates need to be raised at this time, at a time when banks are experiencing record profits," said Kelly Tornow, director of...
February 15, 2018
WASHINGTON, D.C. – Last night, the U.S. House of Representatives voted to pass H.R. 3299, the so called “Madden fix” bill which would preempt state interest rate caps and open the flood gates to...