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Kelly Tornow

North Carolina Policy Director

Kelly Tornow serves as the Director of North Carolina Policy and is based in the Durham office. She represents CRL in the North Carolina General Assembly and develops legislative strategies to promote and protect consumer protections in lending.

Prior to joining CRL, Kelly worked in a variety of nonpartisan roles at the North Carolina General Assembly. Most recently, she worked as a staff attorney in the Legislative Analysis Division, focusing mainly on state and local government issues and election law. She is a graduate of the University of North Carolina at Chapel Hill and the North Carolina Central University School of Law. When not at work, she enjoys spending time with her husband and young daughter, exercising, and cooking.


April 16, 2019 | By Travis Fain | WRAL
RALEIGH, N.C. — A bill to increase bounced check fees, and double some loan origination fees, moved forward at the statehouse Tuesday with a boost from House Republican leadership. House Bill...
April 14, 2019 | By Kelly Tornow | Winston-Salem Journal
At a recent hearing on Capitol Hill about higher education, Rep. Virginia Foxx of North Carolina complained about the attention given to problems with for-profit colleges. She said, "To sit here and...
December 6, 2018
DURHAM, NC. – In response to the nation’s still-spiraling student loan debt, the Center for Responsible Lending (CRL) convened a day-long summit to examine the impacts and solutions for North...
June 7, 2018 | By Travis Fain | WRAL
"It's much broader than ATVs and lawn equipment," said Kelly Tornow, from the Center for Responsible Lending.