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Kelly Tornow

North Carolina Policy Director

Kelly Tornow serves as the Director of North Carolina Policy and is based in the Durham office. She represents CRL in the North Carolina General Assembly and develops legislative strategies to promote and protect consumer protections in lending.

Prior to joining CRL, Kelly worked in a variety of nonpartisan roles at the North Carolina General Assembly. Most recently, she worked as a staff attorney in the Legislative Analysis Division, focusing mainly on state and local government issues and election law. She is a graduate of the University of North Carolina at Chapel Hill and the North Carolina Central University School of Law. When not at work, she enjoys spending time with her husband and young daughter, exercising, and cooking.


February 15, 2018
WASHINGTON, D.C. – Last night, the U.S. House of Representatives voted to pass H.R. 3299, the so called “Madden fix” bill which would preempt state interest rate caps and open the flood gates to...
February 14, 2018 | By Brian Murphy | The News & Observer
“This actually has happened in North Carolina before. We know it is possible. We know that payday lenders will try to evade our very strong state interest rate cap exactly because this happened...
December 11, 2017
DURHAM, NC — Ignoring the voices of families and communities who have worked for many years for relief from the harms of predatory payday lending, a handful of members of Congress have introduced...