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Julia Barnard

Researcher

Julia Barnard is a researcher at the Center for Responsible Lending focusing on student lending and debt collection. Prior to CRL, Julia was a research associate at the Center for Community Capital at the University of North Carolina, where she conducted research on student lending, housing policy, and financial services. Previously, she was a community organizer for Texas Hillel Foundation and the editor-in-chief of the Carolina Planning Journal.

She holds a B.A. with highest distinction in History from the University of Kansas and a Masters in City and Regional Planning from UNC, where she was named Best Colleague by her graduating class. In her spare time, Julia enjoys reading and spending time with her friends and family.

Research & Policy

Our in-depth research of financial practices is intended to guide policymakers and opinion leaders working to improve the state of lending.

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News

January 12, 2022
Advocates Outline Path for the Biden Administration to “Do its Part” in Fixing IDR Washington, DC -Today, the Center for Responsible Lending, Student Borrower Protection Center, and National...
November 9, 2021
New research and documentary film illuminate heavy debt burdens and financial struggles of Black graduates of HBCUs WASHINGTON, DC (Nov. 9, 2021) — More than 87% of Black students who attend...
October 7, 2021 | By Charlene Crowell | The Washington Informer
“Extensive research has established that Black borrowers and other borrowers of color tend to have more difficulty in student loan repayment than their white peers because of past and ongoing racial...
July 12, 2021 | By Alexis Gravely | Inside Higher Ed
Notably, the department considered and mentioned the ownership of each of the institutions in its announcement. That hasn’t traditionally been done, said Julia Barnard, a researcher at the Center for...

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