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Testimony

Our in-depth research of financial practices is intended to guide policymakers and opinion leaders working to improve the state of lending.
March 23, 2023
Letter Submitted to Subcommittee on Higher Education and Workforce Development hearing on the Implications of Biden's Student Loan Policies
March 14, 2023
CRL Testimony for the Vermont House Committee on Commerce and Economic Development
March 9, 2023
CRL Testimony for "Consumer Financial Protection Bureau: Ripe for Reform" Hearing
December 14, 2022
Testimony: Mitria Spotser on the VA Housing Loan Forever Act of 2022
August 18, 2022
Testimony: Nadine Chabrier in Opposition of TD Bank Merger with First Horizon Corporation
June 29, 2022
Testimony: Mike Calhoun on Boom and Bust: Inequality, Homeownership, and the Long-Term Impacts of the Hot Housing Market
March 21, 2022
CRL Testimony at Hearing: “An Empirical Review of the Paycheck Protection Program”
November 2, 2021
Testimony: Buy Now, Pay More Later? Investigating Risks and Benefits of BNPL and Other Emerging Fintech Cash Flow Products
September 1, 2021
Testimony: What Comes Next? PPP Forgiveness
July 29, 2021
Testimony: Protecting Americans from Debt Traps by Extending the Military’s 36% Interest Rate Cap to Everyone
July 21, 2021
Overdraft Fees Cause Financial Exclusion; Policymakers Must Act
June 23, 2021
Testimony: To Help Communities of Color and Spur Economic Recovery, Student Debt Cancellation Must be a Part of the Solution
April 28, 2021
Testimony: The Reemergence of Rent-a-Bank?
March 16, 2021
Testimony: Home = Life: The State of Housing in America
March 11, 2021
Testimony: Slipping Through the Cracks: Policy Options to Help America’s Consumer During the Pandemic
March 10, 2021
Testimony: Justice for All: Achieving Racial Equity Through Fair Access to Housing and Financial Services
June 17, 2020
Testimony on Loan Forgiveness and Other Challenges of the Paycheck Protection Program
February 5, 2020
Testimony on Rent-A-Bank Schemes and New Debt Traps
September 10, 2019
Testimony: A $1.5 Trillion Crisis: Protecting Student Borrowers and Holding Student Loan Servicers Accountable
May 8, 2019
Testimony: A Review of the State of and Barriers to Minority Homeownership

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