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Testimony

Our in-depth research of financial practices is intended to guide policymakers and opinion leaders working to improve the state of lending.
November 2, 2021
Testimony: Buy Now, Pay More Later? Investigating Risks and Benefits of BNPL and Other Emerging Fintech Cash Flow Products
September 1, 2021
Testimony: What Comes Next? PPP Forgiveness
July 29, 2021
Testimony: Protecting Americans from Debt Traps by Extending the Military’s 36% Interest Rate Cap to Everyone
July 21, 2021
Overdraft Fees Cause Financial Exclusion; Policymakers Must Act
June 23, 2021
Testimony: To Help Communities of Color and Spur Economic Recovery, Student Debt Cancellation Must be a Part of the Solution
April 28, 2021
Testimony: The Reemergence of Rent-a-Bank?
March 16, 2021
Testimony: Home = Life: The State of Housing in America
March 11, 2021
Testimony: Slipping Through the Cracks: Policy Options to Help America’s Consumer During the Pandemic
March 10, 2021
Testimony: Justice for All: Achieving Racial Equity Through Fair Access to Housing and Financial Services
June 17, 2020
Testimony on Loan Forgiveness and Other Challenges of the Paycheck Protection Program
February 5, 2020
Testimony on Rent-A-Bank Schemes and New Debt Traps
September 10, 2019
Testimony: A $1.5 Trillion Crisis: Protecting Student Borrowers and Holding Student Loan Servicers Accountable
May 8, 2019
Testimony: A Review of the State of and Barriers to Minority Homeownership
April 30, 2019
Testimony: Ending Debt Traps in the Payday and Small Dollar Credit Industry
March 27, 2019
Testimony: Ensuring Access to Safe and Affordable Mortgage Loans for All Creditworthy Borrowers
February 25, 2019
Testimony in Support of HB2588: Regulating the Practices of the Student Loan Industry
February 7, 2019
Testimony in Support of SB19-002: Protecting Coloradans from Abusive Practices by Student Education Loan Servicers
January 28, 2019
Testimony: For-Profit College Accountability Act
September 28, 2018
Testimony: Ensuring Consumer Protections in Financial Markets of the Digital Era
September 6, 2018
Testimony: The GSEs and Ginnie Mae Provide Important Access to Mortgage Credit in Underserved Communities

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