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Delvin Davis

Senior Research Analyst

Since 2002, Delvin Davis has served in several capacities researching predatory lending products and practices. Currently, Delvin is the lead researcher on auto/car title lending. Based in Durham, Delvin in 2014 authored "Non Negotiable", a study of the impacts of negotiation and comparison shopping for people of color. In 2013, he also co-authored "Driven to Disaster" finding that car title lenders cost consumers $3.6 billion in interest annually.

Delvin earned his graduate degree from the University of North Carolina at Chapel Hill. When not at work, he enjoys sports, writing poetry, and painting.


May 17, 2016
New research from the Center for Responsible Lending finds that every year, $8 billion in fees is lost to one of two types of small-dollar, predatory lending: payday and car-title loans. Usually sold...
November 9, 2015
Predatory Fees Drained from Ohio Have Doubled in Past 10 Years According to a new report released today by the Center for Responsible Lending, payday and car title loans continue to burden Ohioans...
April 4, 2012
Car dealers often target consumers with poor or no credit for yo-yo scams, a new CRL report demonstrates. "Yo-yo scams occur when a dealer leads a car buyer to believe financing is final," says CRL...
April 11, 2011
Why: A car is the most common nonfinancial asset Americans own. For most it's a necessity, not a luxury. Too many families suffer at the hands of unscrupulous dealer-financed lending practices: New...