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Mortgage Discrimination: What to Do If It Happens to You

Wednesday, February 10, 2016
Hal M. Bundrick, CFP | Nerdwallet
Nikitra Bailey

“I am hopeful that many of the unfair practices that we saw in the marketplace, particularly during the recent foreclosure crisis, are no longer present,” Nikitra Bailey, executive vice president with the Center for Responsible Lending, tells NerdWallet. The passage of Dodd-Frank regulations sought to stem mortgage lending abuses such as balloon payments, teaser interest rates and high fees — called “fee packing.”