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Payday and Other Small Dollar Loans News
Feb 17
New Map Reflects Trend Toward Capping Payday Loan Interest Rates Across a COVID-Ravaged Country
Jan 11
Battle looms over subprime lending regulation under Biden
Jul 18
Americans can't afford Trump administration protecting payday-lending debt traps
Jul 11
How payday loans work – biggest dangers and 14 better alternatives

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Information for Consumers
State of Lending in America
The report outlines predatory lending practices in various fields of consumer lending, and explains why protecting fair, affordable access to credit is vital for both consumers and the U.S. economy.

Read the Report

Payday & Other Small Dollar Loans

Research & Policy

Research
February 17, 2021
Map of U.S. Payday Interest Rates
Policy & Legislation
February 4, 2021
The Rent-A-Bank Scheme
Comment Letter
January 4, 2021
Comment to OCC Opposing Proposed Rule to Pressure Banks to Support Predatory Lending
Comment Letter
December 22, 2020
Comment on Opportun’s Bank Charter Application
Letters to Congress
December 22, 2020
Sign-on Letter: Opportun's Lending Practices Harm Latino and Low-to-moderate Income Borrowers
Amicus Brief
December 18, 2020
Amicus Brief: Support for the Case Against OCC Rule that Encourages Predatory Lending through “Rent-a-bank” Schemes
Comment Letter
December 14, 2020
Broad Opposition to the CFPB’s Plan to Engage in Payday Loan Disclosure Testing
Comment Letter
November 5, 2020
Consumer, Civil Rights, and Housing Organizations Welcome the CDFI Fund's Focus on Community Development
Comment Letter
November 5, 2020
Comment: Urging the CDFI Fund to Establish Lending Standards for Certification or Renewal
Research
November 2, 2020
Factsheet: Ohio Voters Overwhelmingly Support 36% Rate Cap

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Connect with an Expert

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Charla Rios
Researcher
Keith Corbett
Executive Vice President
Rebecca Borné
Senior Policy Counsel