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Payday and Other Small Dollar Loans News
Sep 26
High-Cost Installment Loans Push Borrowers Deeper in Debt
Sep 20
Buy Now, Pay Later plans are easier than ever to access, but consumer advocates urge caution
Sep 15
Consumer Bankers Association and Center for Responsible Lending File Petition to CFPB for Oversight of “Buy Now, Pay Later,” “Fintech,” and Finance Company Personal Loans
Sep 08
New CRL Video Explains Why Predatory Payday Lenders Downplay Loans’ True Interest Rates

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Information for Consumers
State of Lending in America
The report outlines predatory lending practices in various fields of consumer lending, and explains why protecting fair, affordable access to credit is vital for both consumers and the U.S. economy.

Read the Report

Payday & Other Small Dollar Loans

Research & Policy

Research
September 26, 2022
Unsafe Harbor: The Persistent Harms of High-Cost Installment Loans
Comment Letter
September 15, 2022
Bank and Consumer Groups Petition CFPB for Oversight of Non-bank Personal Loans
Amicus Brief
July 8, 2022
Amicus Brief: California Superior Court - Opportunity Financial v. Hewlett
Comment Letter
June 30, 2022
Consumer Rights Organizations Call on FDIC to Downgrade TAB Bank on its Community Reinvestment Act Exam
Policy & Legislation
April 6, 2022
Buy Now, Pay Later: No Free Pass from Consumer Protections
Letters to Congress
April 5, 2022
Banks, Credit Unions and Consumer Groups Urge Congress to Close the Industrial Loan Company Loophole
Comment Letter
March 28, 2022
77 Groups Urge the CFPB to Supervise the 'Buy Now, Pay Later' Market
Comment Letter
March 28, 2022
CFPB Should Treat 'Buy Now, Pay Later' Products Like Credit Cards and Protect Consumers from Harmful Practices.
Policy & Legislation
March 7, 2022
APR Matters: Allows True Comparison; Reveals Astronomical Cost of Payday Loans
Research
February 16, 2022
Poll: Rhode Island Voters Overwhelmingly Support 36% Rate Cap

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Connect with an Expert

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Nadine Chabrier
Senior Policy & Litigation Counsel
Charla Rios
Deputy Director of Research
Lucia Mattox
Director of Western States Outreach & Senior Policy Associate