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Overdraft Loans News
Jun 03
New Overdraft Report Urges Congress, Regulators, Banks to Halt Burdensome Bank Fees That Threaten Economic Recovery 
Jul 20
Groups Battle over Overdraft Protection Credit Union Rule Changes
Jul 02
U.S. states urge CFPB not to dilute rule that limits bank overdraft fees
Jul 02
Consumer Groups Press Agency to Support Reform of ‘Abusive Practices’

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Information for Consumers
State of Lending in America
The report outlines predatory lending practices in various fields of consumer lending, and explains why protecting fair, affordable access to credit is vital for both consumers and the U.S. economy.

Read the Report

Overdraft Loans

Research & Policy

Comment Letter
February 16, 2021
Comment: Proposed Change to NCUA Overdraft Policy, RIN 3133-AF20
Research
September 29, 2020
Polling Memo: Voters Support Strong Consumer Financial Protections and Tough Regulation of Wall Street
Letters to Congress
June 10, 2020
Concerns with the NCUA Interim Final Rule on Overdraft Policy
Research
June 2, 2020
Overdraft Fees: Banks Must Stop Gouging Consumers During the COVID-19 Crisis
Policy & Legislation
April 6, 2020
Congress Should Halt Outrageous Bank Overdraft Fees During COVID-19 Crisis
Comment Letter
July 1, 2019
Protections Against Unfair and Abusive Overdraft Fees Should Be Strengthened
Comment Letter
July 1, 2019
Comprehensive Reform of Unfair and Abusive Overdraft Practices Is Badly Needed
Research
March 20, 2019
Abusive Overdraft Fees Drain Consumers Dry
Research
August 7, 2018
Unfair Market: The State of High-Cost Overdraft Practices in 2017
Research
August 2, 2018
Support the Stop Overdraft Profiteering Act of 2018

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Peter Smith
Senior Researcher
Rebecca Borné
Senior Policy Counsel