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Overdraft Loans News
May 04
Stronger Regulatory Oversight Evident in End of TD Bank Merger Bid
Mar 29
Are buy now, pay later services like Klarna and Apple Pay Later a scam?
Mar 08
TD-First Horizon back at negotiating table as deal hangs in regulatory purgatory
Mar 06
OCC Should Require Banks to Clean Up Abusive Overdraft Practices Before Approving Mergers

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Information for Consumers
State of Lending in America
The report outlines predatory lending practices in various fields of consumer lending, and explains why protecting fair, affordable access to credit is vital for both consumers and the U.S. economy.

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Overdraft Loans

Research & Policy

Comment Letter
March 23, 2023
Consumers Groups Call On the FTC to Regulate Junk Fees
Letters to Congress
March 3, 2023
Consumer and Civil Rights Groups Urge OCC to Reform Inequitable Overdraft Programs
Comment Letter
August 23, 2022
Letter Calls for Fed & OCC to Reject Proposed TD Bank Merger
Testimony
August 18, 2022
Testimony: Nadine Chabrier in Opposition of TD Bank Merger with First Horizon Corporation
Letters to Congress
December 21, 2021
Organizations write to CFPB on Underregulated Fintech Consumer Credit Products
Testimony
July 21, 2021
Overdraft Fees Cause Financial Exclusion; Policymakers Must Act
Comment Letter
February 16, 2021
Comment: Proposed Change to NCUA Overdraft Policy, RIN 3133-AF20
Research
September 29, 2020
Polling Memo: Voters Support Strong Consumer Financial Protections and Tough Regulation of Wall Street
Letters to Congress
June 10, 2020
Concerns with the NCUA Interim Final Rule on Overdraft Policy
Research
June 2, 2020
Overdraft Fees: Banks Must Stop Gouging Consumers During the COVID-19 Crisis

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Connect with an Expert

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Nadine Chabrier
Senior Policy & Litigation Counsel
Peter Smith
Senior Researcher