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Overdraft Loans News
Jul 20
Groups Battle over Overdraft Protection Credit Union Rule Changes
Jul 02
U.S. states urge CFPB not to dilute rule that limits bank overdraft fees
Jul 02
Consumer Groups Press Agency to Support Reform of ‘Abusive Practices’
Jul 02
CU Trades Say Overdraft Programs Are Essential; Consumer Advocates Call Them Abusive

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Information for Consumers
State of Lending in America
The report outlines predatory lending practices in various fields of consumer lending, and explains why protecting fair, affordable access to credit is vital for both consumers and the U.S. economy.

Read the Report

Overdraft Loans

Overdraft fees are unreasonable in virtually every respect, wreaking financial devastation in the lives of those unable to recover from a surge of fees that washes them out when they are most struggling to stay afloat.

The Problem
Our Policy Positions
The Impact

Research & Policy

Research
April 6, 2020
Congress Should Halt Outrageous Bank Overdraft Fees During COVID-19 Crisis
Comment Letter
July 1, 2019
Protections Against Unfair and Abusive Overdraft Fees Should Be Strengthened
Comment Letter
July 1, 2019
Comprehensive Reform of Unfair and Abusive Overdraft Practices Is Badly Needed
Research
March 20, 2019
Abusive Overdraft Fees Drain Consumers Dry
Research
August 7, 2018
Unfair Market: The State of High-Cost Overdraft Practices in 2017

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Peter Smith
Senior Researcher
Rebecca Borné
Senior Policy Counsel