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Mortgage Lending News
Aug 09
Banks Fear Top Grades Out of Reach in Community Lending Rewrite
Jul 20
Adjustable-rate mortgage vs. fixed-rate mortgage: ‘It’s amazing what people don’t know about mortgages’
Jul 19
Why super long mortgages won't be a thing, and why that's good news
Jun 03
Why Adjustable-Rate Mortgages Are Still Risky

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Information for Consumers
State of Lending in America
The report outlines predatory lending practices in various fields of consumer lending, and explains why protecting fair, affordable access to credit is vital for both consumers and the U.S. economy.

Read the Report

Mortgage Lending

Research & Policy

Comment Letter
August 5, 2022
Comment on the Community Reinvestment Act, Notice of Proposed Rulemaking
Testimony
June 29, 2022
Testimony: Mike Calhoun on Boom and Bust: Inequality, Homeownership, and the Long-Term Impacts of the Hot Housing Market
Policy & Legislation
April 18, 2022
Adjustments to Help the FHA Streamline Refinance Program Reach More Low-Wealth Families
Policy & Legislation
April 11, 2022
Adding Eligibility for First-Generation Homebuyers to the GSE Affordable Housing Programs
Letters to Congress
April 5, 2022
General QM Final Rule Provides Robust Protections for All Borrowers
Comment Letter
November 26, 2021
Comment on the Proposed Rule to Amend the Enterprise Regulatory Capital Framework (ERCF)
Letters to Congress
October 26, 2021
A Broad Coalition Write to Highlight the Urgent Need to Include Targeted First Generation Down Payment Assistance (DPA) in the Build Back Better Act
Comment Letter
October 25, 2021
Comment on The Federal Housing Finance Agency’s Enterprise Equitable Housing Finance Plans
Comment Letter
October 25, 2021
Comment to the Federal Housing Finance Agency on 2022-2024 Enterprise Housing Goals Advance Notice of Proposed Rulemaking
Letters to Congress
September 9, 2021
Civil Rights Groups Push for Housing Investment and Equity in Human Infrastructure, Reconciliation Bill

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