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Mortgage Lending News
Jun 26
New HMDA Data Shows Mortgage Market Continues to Exclude Black and Latino Borrowers
Jun 24
CFPB Announces Changes to QM rule
May 20
OCC’s Updated CRA Rule Will Harm LMI Families & Communities of Color
Apr 17
CFPB Impedes Ability to Ensure All Americans are Fairly Served in the Housing Market by Exempting Companies from Data Reporting

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Information for Consumers
State of Lending in America
The report outlines predatory lending practices in various fields of consumer lending, and explains why protecting fair, affordable access to credit is vital for both consumers and the U.S. economy.

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Mortgage Lending

Research & Policy

Policy & Legislation
June 23, 2020
OCC’s Community Reinvestment Act Rule Harms Low- and Moderate-Income Communities and Communities of Color
Comment Letter
April 8, 2020
Strong Opposition to the OCC and FDIC’s Proposed Community Reinvestment Act (CRA) Regulations
Policy & Legislation
April 8, 2020
Housing Policy Recommendations for Economic Recovery from COVID-19
Research
March 12, 2020
Treat Fannie and Freddie As Utilities
Policy & Legislation
December 13, 2019
Diverse Coalition Issues Joint Statement on Proposed Changes to Community Reinvestment Act
Comment Letter
October 18, 2019
Comment: HUD’s Implementation of the Fair Housing Act’s Disparate Impact Standard
Comment Letter
October 18, 2019
Comment: Faith Leaders on HUD’s Implementation of the Fair Housing Act’s Disparate Impact Standard
Comment Letter
September 16, 2019
Comments to the CFPB on Qualified Mortgage Definition under the Truth in Lending Act (Regulation Z)
Letters to Congress
September 4, 2019
Preserving and Strengthening Access to Stable, Affordable, and Equitable Homeownership Opportunities for All American Families
Research
July 8, 2019
A Smarter Qualified Mortgage Can Benefit Borrowers, Taxpayers, and the Economy

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Connect with an Expert

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Melissa Stegman
Senior Policy Counsel
Aracely Panameño
Director of Latino Affairs
Keith Corbett
Executive Vice President