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Mortgage Lending News
Feb 23
New Report, Published by Brookings, Proposes Historic Investment in Closing Racial Homeownership Gap and in Housing Affordability through Administrative Reform of Fannie Mae and Freddie Mac
Feb 18
Stronger Community Reinvestment Act Needed to Advance Racial Equity, CRL Says in Comment on Federal Reserve Board Proposal
Feb 05
Advocates Applaud Senate Bill Fund To Help Millions Of Families Keep Their Homes; Urge Inclusion In COVID Stimulus Bill
Jan 28
HUD Secretary-designate Marcia Fudge eyes racial equity ahead of confirmation

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Information for Consumers
State of Lending in America
The report outlines predatory lending practices in various fields of consumer lending, and explains why protecting fair, affordable access to credit is vital for both consumers and the U.S. economy.

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Mortgage Lending

Research & Policy

Comment Letter
February 16, 2021
Comment to the Federal Reserve Board: Modernizing Community Reinvestment Act (CRA) Regulations
Comment Letter
December 1, 2020
Comment on Request for Information on the Equal Credit Opportunity Act and Regulation B
Comment Letter
November 5, 2020
Consumer, Civil Rights, and Housing Organizations Welcome the CDFI Fund's Focus on Community Development
Comment Letter
November 5, 2020
Comment: Urging the CDFI Fund to Establish Lending Standards for Certification or Renewal
Comment Letter
October 13, 2020
Comment to the Federal Housing Finance Agency on 2021 Enterprise Housing Goals Proposed Rule
Comment Letter
September 9, 2020
Comment: Final Qualified Mortgage (QM) Rule Must Effectively Protect Consumers and Promote Access to Responsible Mortgage Credit
Comment Letter
August 31, 2020
Comment to the Federal Housing Finance Agency on Enterprise Regulatory Capital Framework
Letters to Congress
July 14, 2020
Letter from Wells Fargo to HUD on Fair Housing Act Disparate Impact Rule
Policy & Legislation
June 23, 2020
OCC’s Community Reinvestment Act Rule Harms Low- and Moderate-Income Communities and Communities of Color
Comment Letter
April 8, 2020
Strong Opposition to the OCC and FDIC’s Proposed Community Reinvestment Act (CRA) Regulations

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Melissa Stegman
Senior Policy Counsel
Aracely Panameño
Director of Latino Affairs
Keith Corbett
Executive Vice President