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Mortgage Lending News
May 11
Julia Gordon Confirmed to be Assistant Secretary of Housing and Urban Development and FHA Commissioner
May 05
Bank Regulators’ Proposal to Modernize CRA Rules
Apr 22
Some Home Buyers Turn to Alternative Financing as Other Options Dwindle
Feb 11
Lower-income and minority households assuming bigger debt risks

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Information for Consumers
State of Lending in America
The report outlines predatory lending practices in various fields of consumer lending, and explains why protecting fair, affordable access to credit is vital for both consumers and the U.S. economy.

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Mortgage Lending

Research & Policy

Policy & Legislation
April 18, 2022
Adjustments to Help the FHA Streamline Refinance Program Reach More Low-Wealth Families
Policy & Legislation
April 11, 2022
Adding Eligibility for First-Generation Homebuyers to the GSE Affordable Housing Programs
Comment Letter
November 26, 2021
Comment on the Proposed Rule to Amend the Enterprise Regulatory Capital Framework (ERCF)
Letters to Congress
October 26, 2021
A Broad Coalition Write to Highlight the Urgent Need to Include Targeted First Generation Down Payment Assistance (DPA) in the Build Back Better Act
Comment Letter
October 25, 2021
Comment on The Federal Housing Finance Agency’s Enterprise Equitable Housing Finance Plans
Comment Letter
October 25, 2021
Comment to the Federal Housing Finance Agency on 2022-2024 Enterprise Housing Goals Advance Notice of Proposed Rulemaking
Letters to Congress
September 9, 2021
Civil Rights Groups Push for Housing Investment and Equity in Human Infrastructure, Reconciliation Bill
Comment Letter
August 24, 2021
Support for Reinstating HUD’s 2013 Disparate Impact Rule
Comment Letter
July 12, 2021
Comments on Restoring Affirmatively Furthering Fair Housing Definitions and Certifications
Letters to Congress
July 6, 2021
Office of Management and Budget RFI: Methods and Leading Practices for Advancing Equity and Support for Underserved Communities Through Government

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Ricard Pochkhanawala
Senior Policy Counsel