Officials in Clinton, Miss., have banned new title loan shops, check-cashing outlets, and other specific businesses from opening in the city in the next 90 days. The moratorium -- which also applies to tattoo parlors, businesses that buy gold and precious metals, pawn shops, and nail salons -- gives the Board of Aldermen time to study zoning laws in preparation for a big zoning revamp. The freeze affects at least four title loan stores -- many of which, along with the check-cashing locations, provide payday loans. "I've heard from many in the city that this [moratorium] is exactly the type of thing they want to see," commented Clinton planning and zoning commission member Ryan Tracy. "They want economic development to be channeled toward something that builds the community, and not something that has been viewed as a detriment."