In Virginia, an experiment to save taxpayers' money may actually have the opposite effect. State residents are receiving their tax refunds via either direct deposit or through prepaid debit cards called Way2Go. As of the first week in April, more than 200,000 of the new debit cards have been issued, according to the Virginia Department of Taxation. The catch is that the debit cards could have hidden fees if they are used over time instead of cashed immediately. The cards allow one free bank transaction, after which cardholders are charged a fee. Cardholders are also charged a fee at any ATM other than MoneyPass ATMs. The cards also have an inactivity fee. Consumers can avoid the fees by using direct deposit, or trying to get the money out of the card in one transaction, as soon as possible.