More than 120,000 people have submitted formal complaints to the Consumer Financial Protection Bureau (CFPB) through its online Complaint System or the "Tell Your Story" feature on the agency's website. When the CFPB receives a complaint, it contacts the relevant company and gives it two weeks to acknowledge the complaint and two months to respond. Consumers can track the progress of their complaints online and let the agency and the public know whether the company's response was sufficient. In one case, a man filed a complaint with the CFPB on behalf of his son, an infantry soldier, believing he had been scammed by the company that financed his vehicle purchase. When the CFPB investigated the matter, it found that similar problems affected other consumers and ordered the lender's parent companies -- U.S. Bank and Dealers' Financial Services -- to return $6.5 million obtained through hidden fees and costly add-on services targeting service members.