Riverdale, Calif., officials are weighing an ordinance that would restrict title loan companies locally. "With the growth of all these types of businesses lately, cities are concerned how to prevent a flooding," explained City Attorney Steve Brooks. "We need to make sure we don’t have too many of these businesses." Planning authorities suggested allowing title loan companies only in C3 zones as a conditional use, similar to requirements applied to pawn shops and payday loan/check cashing outlets. The recommendation would mean title loan companies would have to be situated 500 feet from residential zones because of the "predatory" nature of the businesses. However, title loan company owners claim their business fits better into a financial institution designation than a payday loan category. City Administrator Larry Hansen, a former chief lending officer of a financial institution, was of a different opinion. "I equate [title loan companies] more closely with pawn-shop lending and check-cashing facilities in structure and type of lending," he said. "There is a considerable difference between title loan companies and other lending institutions."