A new report from the Federal Housing Finance Agency's Office of the Inspector General concludes that the FHFA is not doing enough to ensure that Fannie Mae and Freddie Mac are protecting the public interest. "The FHFA has not actively overseen . . . how the enterprises monitor counterparty compliance with federal and state laws that govern originating and servicing mortgage loans, including consumer protection laws," the OIG determined. In particular, the report pointed out, Fannie Mae and Freddie Mac do not review loans they buy at the point of purchase to evaluate whether consumers are being treated fairly.