Rep. Carolyn Maloney (D-N.Y.) has introduced legislation designed to rein in exorbitant overdraft charges. Although some measures have already been approved to reform the practice, estimates from various sources indicate that banks are still making a great deal of money from overdraft revenues. Maloney notes that "often times [banks] will take the largest check and process it first, thereby forcing overdraft on a series of smaller checks." Moreover, she adds, banks are penalizing customers for overdrawing their accounts by as little as one cent and charging them as much as $35 for the infraction. Her bill would offer consumers greater transparency on overdraft programs and block banks from manipulating the order in which transactions from a customer's account are debited.