The Consumer Financial Protection Bureau (CFPB) and the Federal Deposit Insurance Corp. have created a new curriculum to help protect seniors from financial scams and fraud. The 2.5-hour "Money Smart for Older Adults" program will touch upon such topics as veterans scams, identity theft, medical identity theft, and reverse mortgage scams. Seniors and their caregivers will learn about the warning signs of financial abuse and the importance of developing a plan in the event that they can no longer make financial decisions. CFPB Director Richard Cordray says, "Sometimes the indicators are obvious: funds disappearing from accounts, bills that go unpaid, belongings that are missing. Sometimes they are more subtle, such as electronic or ATM withdrawals that fly under the radar or a new friend or acquaintance showing up with power of attorney or being added on a joint account."