New research from Moebs Services has found that overdraft revenue at banks, thrifts, and credit unions leveled off over the last year as the industry adjusted to new regulations. Fees from customers with overdrawn accounts generated $31.1 billion in the first quarter of 2013, compared to $31.0 billion in the same period of 2012. Michael Moebs, CEO of Moebs Services, expects to see overdraft revenue tick up again with an increase in consumer spending, even though the volume of overdrafts has declined. Overdraft revenue in the first quarter of this year was down 2.8 percent from the last three months of 2012. Moebs estimates that about two-thirds of banks are keeping their overdraft fees at current rates, while about 20 percent are raising their fees and about 10 percent are lowering them. Recent years have seen implementation of a requirement that customers be allowed to opt in to overdraft services; and banks are preparing for other new regulations, such as stricter limits on the ability to charge overdraft fees.