President Barack Obama, speaking at the University of Buffalo on Aug. 22, said the government intends to create a rating system that scores colleges in areas such as average tuition, loan debt, and graduate salaries. The government hopes eventually to tie student loans to these scores, reducing the amount of outstanding debt and directing students to more affordable institutions. Colleges that rank higher would receive more federal financial aid. Obama expressed a wish for the rating system to be in place by the fall of 2015. Two out of three college seniors graduated with debt in 2010, with an average load of $25,000, according to the Institute for College Access & Success. Obama was promoting the student loan solutions during a two-day tour to address what he called a “a crisis in terms of college affordability.” Average tuition at four-year public schools has increased 250 percent over the last 30 years, while states are cutting funding and pushing more costs onto students.