Nevada, one of the states most affected by the housing crisis, is taking aggressive steps to help its homeowners. Those who would like to modify their mortgages, who face imminent foreclosure, or whose homes are underwater now have a toll-free phone number to call that will connect them to a counselor who may be able to help. Attorney General Catherine Cortez Masto says the program, called "Home Again - Nevada Homeowner Relief Program," can help citizens figure out what kind of state or federal aid may be available. Masto's office has teamed with Nevada's Financial Guidance Center, Nevada Legal Services, and the Legal Aid Center of Southern Nevada on the initiative. Meanwhile, the state legislature has earmarked $11.7 million to cover the expense of the program's first year.
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