Poor consumer credit is one of the greatest barriers to reviving the U.S. residential housing market. A recent survey from FindLaw.com discovered that 23 percent of all Americans have encountered problems with their credit report, which can prevent them from obtaining a mortgage. Such snags include inaccurate information, identity theft, incorrect scores, and credit denial. Many consumers, however, also find that problems with their credit reports are relatively simple to fix. Sixty-eight percent of survey respondents who found one problem were able to get it corrected to their satisfaction. Fourteen percent of those with multiple problems were able to get at least one issue rectified. Another 18 percent said they never could get their problem addressed satisfactorily. Although about 22 percent of Americans do not bother to check their credit report, FindLaw.com suggests that they do so periodically to make sure the information is accurate and up to date.