Mortgage servicers have distributed more than $50 billion to homeowners so far as part of the landmark settlement over foreclosure wrongdoing. More than 620,000 homeowners have received settlement funds, which amounts to about $81,000 per homeowner, according to HUD. The settlement funds will enable borrowers impacted by loan servicing and foreclosure abuses to stay in their homes, said HUD Secretary Shaun Donovan. "One year in, it is clear that this historic settlement is making a profound difference on lives and communities." The pact was brokered between five servicers -- Bank of America, JPMorgan Chase, Wells Fargo, Ally Financial, and Citigroup -- and 49 state attorneys general plus the federal government.