During a ceremonial bill signing, Connecticut Gov. Dannel P. Malloy praised new legislation passed to protect homeowners threatened with foreclosure. He had already conducted an official signing of An Act Concerning Homeowner Protection Rights, which took effect July 15. The law expands Connecticut's foreclosure mediation program, adds new protections for homeowners during the process, and accelerates foreclosure proceedings for vacant and abandoned properties. "This bill says mediation needs to be more productive," said William Tong, a state representative from District 147. "We can't have people in mediation for two years or longer. This bill says homeowners will get some help and that banks need to negotiate in good faith." One in 11 people paying a mortgage in Fairfield County are delinquent on their payments by 90 days or more, according to Jeff Gentes, managing attorney for Fair Lending and Foreclosure Prevention at the Connecticut Fair Housing Center.