The Ohio House budget includes language that could create a state database to track borrowers' payday loans, a move opposed by both payday lenders and consumer advocates. Veritec Solutions, a Florida company that operates payday loan-tracking databases, is the biggest champion for such a project. Lenders, meanwhile, have referred to a loan-tracking database as "Big Brotherism;" while consumer advocates fear that the cost of a database would be passed on to borrowers, who already pay triple-digit interest rates on payday loans. Rep. Mike Dovilla (R-Berea), who is responsible for putting the database language into the House budget, said Ohio's Department of Commerce currently "manually rifles through" paperwork if there is a question about a payday lender's compliance. The database proposed in the budget would track any loans under $1,500 made for fewer than 60 days.