Credit score and product site CreditKarma.com compared the amount of credit
card, mortgage, and student loan debt in all 50 states -- along with the average
FICO score in each -- and found that many Americans are still struggling for
financial stability more than two years after the recession "officially" ended.
The average consumer's score was 663 in the third quarter, down four points from
the previous three months, even as average credit card debt climbed to $6,513. A
few surprises were revealed in the state-by-state breakdown, meanwhile. The
top-scoring states were California and New Jersey, with average FICO scores of
682 and 680, respectively. At the other end of the continuum are South Carolina
and Mississippi, where average scores are 638 and 626, respectively. But these
numbers only reveal a part of the picture. Despite its high average credit
score, New Jersey also tied with Connecticut and Wyoming for the highest amount
of credit card debt: $7,666 per cardholder. And Maryland boasts the highest
average student loan debt in the nation -- $33,359 -- despite a modest average
FICO score of 667.