As part of the Dodd-Frank financial reform package, the Consumer Financial Protection Bureau (CFPB) received its share of criticism; but the agency has still move forward. Republicans are seeking congressional oversight of the agency's funding, while the Senate has delayed confirmation of agency head Richard Cordray for more than a year. President Obama named Cordray as CFPB head in January 2012, when the Senate was not conducting business but was not technically in recess, either, creating an issue that the Supreme Court may have to decide. Rep. Jeb Hensarling (R-Texas) in April barred Cordray from delivering the CFPB's semi-annual report to the House Financial Services Committee, which he chairs, saying that Cordray could not testify because he was not legally appointed. Despite the setbacks, the agency has proceeded with enforcement actions that ordered mortgage insurers to pay $15 million in fines as well as referrals to federal prosecutors that led to criminal charges against a debt settlement firm. The watchdog also offers consumers electronic access to information about finance issues such as mortgages, credit cards, and debt collection.